Supplemental Health Plans
Have a peace of mind knowing that you and your loved ones are covered when faced with unexpected health issues
Want to learn more about these benefits?
Listen to the recording about Supplemental Health Benefits.
Download a copy of the presentation => Employee Benefit Solutions
Accident Coverage
Accident insurance provides a cash benefit if you or a loved one is injured in an accident and can help cover costs that your health insurance doesn’t. You can use the money however you like — to cover a copay or deductible, pay for everyday living expenses, or even make a purchase — and you can even receive multiple benefits if you or a loved one suffer more than one injury in an accident.
Critical Illness
No one likes to think about critical illness. But now, you can take an important step to protect yourself and your loved ones. Critical illness insurance can help take some of the worry out of getting sick and the financial challenges that can bring. If you or a loved one is diagnosed with a covered illness or event, such as a heart attack, stroke or cancer, you receive a cash benefit. This is not a substitute for health insurance, but it does provide benefits in addition to any other insurance you may have. You can use the cash to help pay for a treatment not covered by your other insurance or however you like.
Hospital Indemnity
You can’t predict when you or a family member may have to be admitted to the hospital due to sickness or injury. Health insurance is essential, but it doesn’t cover everything. Some additional expenses are expected — such as deductibles and copays — and others are not, like additional personal expenses. Put them all together, and the supplemental coverage delivered by hospital indemnity insurance can make a difference when it matters the most.
Hospital indemnity insurance pays a lump-sum cash benefit if you or family member is admitted to a hospital. It’s up to the you how to spend it — you can pay health expenses, mortgage or other bills, or anything else you find helpful.